Privacy Policy

Privacy Policy

Welcome to Bill Buddy, a product of Ajmercury Ict Consulting And Solutions Private Limited (“we,” “us,” or “our”). We value your privacy, and this Privacy Policy outlines how we collect, use, disclose, and protect your information when you use our app, website, and related services (collectively, the “Services”).

By using Bill Buddy, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our Services.

Information We Collect
We collect the following types of information to provide you with our Services:

  • Personal Information:
    Name, email address, phone number, date of birth, and address.
    Government-issued identification documents for KYC verification.
    Transaction details including amounts, merchant information, and timestamps.
    Device information such as IP address, operating system, browser type, and usage statistics.
    We may collect your location data to improve security and offer location-based services.

How We Use Your Information
We use your information to:

  • Verify your identity and complete KYC verification.
  • Process transactions and provide seamless financial services.
  • Ensure account security and detect any fraudulent activities.
  • Enhance and personalize your experience with Bill Buddy.
  • Comply with legal and regulatory obligations.

Sharing of Information
We do not sell or share your personal information with third parties, except where necessary to provide our Services or comply with legal obligations.
We may share information with:

  • Payment processors, banks, and financial institutions to complete transactions.
  • Regulatory bodies or government agencies, as required by law.
  • Service providers who help us improve and deliver our Services.

Data Security
We take steps to protect your information from unauthorized access, loss, misuse, or alteration. These measures include:

  • Encryption of sensitive data.
  • Regular security audits and compliance checks.
  • Access control systems to limit exposure to authorized personnel only.
    Despite these efforts, no security system is entirely foolproof, so we encourage you to protect your login credentials and take precautions with your account.

Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your experience, improve our Services, and analyze usage patterns. You can manage your cookie preferences through your device settings.

Your Rights
You have the right to:

  • Access the personal data we hold about you.
  • Request corrections to inaccurate or incomplete data.
  • Request deletion of your data, subject to legal and regulatory constraints.
    To exercise these rights, please contact us via the email provided below.

Children’s Privacy
Bill Buddy is not intended for use by anyone under the age of 18, and we do not knowingly collect personal information from minors.

Changes to This Policy
We reserve the right to update this Privacy Policy periodically. Significant changes will be communicated via the app or website.

Contact Us
If you have any questions or concerns regarding this Privacy Policy, please contact us at:
Ajmercury Ict Consulting And Solutions Private Limited
No. 07, K No. 08, Shop No. 02,
Ground Floor, Hennur Bande Road,
Byraveshwara Layout, Kalyan Nagar,
Kalyananagar, Bangalore – 560043.
Email: support@billbuddy.live 

By using Bill Buddy, you acknowledge that you have read and understood this Privacy Policy and agree to our data practices as outlined